Dependable retirement income you can't outlive — without the risk of market losses. Education-first guidance from Gregory Stevenson, U.S. Navy veteran and author of Indexed Annuity Secrets.
Three simple goals, built around protecting your money first.
Grow with the market's upside while your principal is shielded from market losses. Down years cost you nothing.
Turn your savings into a dependable paycheck that keeps coming for as long as you live — income you can't outlive.
Keep more of what you've earned with strategies designed to reduce the tax drag on your retirement income.
Leave your details and a licensed professional will reach out — or book straight into the calendar. Takes about 20 seconds.
Everything here is education-first. No cost, no commitment.
How the affluent escape the 401(k) trap and grow wealth safely.
Get it on Amazon → LearnClear, jargon-free answers on annuities and retirement income.
Read the articles → YouTubeShort videos on protecting and growing your retirement.
Watch now → Pacific RidgewayLife, annuity and estate planning for families across the country.
Visit →It's a contract with an insurance company that lets your money grow based on a market index, while protecting your principal from market losses. You share in a portion of the gains in good years and lose nothing to the market in down years.
Not from a market downturn — your principal is protected. The things to understand are fees on any optional riders and surrender charges if you withdraw more than allowed in the early years.
A common starting estimate is about $20,000 a year using the 4% rule. A guaranteed-income annuity can often pay more and keeps paying for life, so you can't outlive the income. See the full breakdown →
A licensed life & annuity insurance professional, U.S. Navy veteran, and author of Indexed Annuity Secrets. He's the founder of Pacific Ridgeway, a DBA of Horizon Inc.
Book a free, no-pressure 15-minute call. Walk away with clarity either way.
Book your free call ›