Effective date: this policy applies as of the date it is published on this website.
This Privacy Policy explains how Gregory Stevenson and Pacific Ridgeway (a DBA of Horizon Inc.) ("we," "us," or "our") collect, use, and share information when you visit this website or submit a request through it.
Information we collect
- Information you give us: your name, email address, phone number, and any details you enter in a form or share when you request a review or contact us.
- Automatically collected information: device and browser information, pages viewed, and referral or advertising information (such as UTM parameters and click identifiers) through cookies and similar technologies.
How we use your information
- To respond to your request and schedule or conduct a retirement-income review.
- To contact you by phone, text message, or email about your request, where you have consented.
- To improve our website, understand how visitors use it, and measure our advertising.
- To comply with applicable laws and insurance and financial-services regulations.
Cookies and tracking
We use cookies and similar technologies, including the Meta (Facebook) Pixel and web analytics tools, to understand website activity and to measure and improve our advertising. These tools may collect information such as pages visited and actions taken. You can control cookies through your browser settings.
How we share your information
We do not sell your personal information. We may share it with:
- Service providers that help us operate our business, such as our customer-relationship-management (CRM) system, scheduling tools, and email or text messaging providers.
- Advertising and analytics platforms that help us measure and improve our marketing.
- Authorities or others where required by law or to protect our rights.
Text messages and calls
If you provide your phone number and consent, we may contact you by phone or text about your request. Message and data rates may apply. Consent is not a condition of any purchase. You can opt out of text messages at any time by replying STOP.
Your choices
- You may ask us to update or delete your information, or to stop contacting you, by using the contact details below.
- You can opt out of marketing emails using the unsubscribe link in those emails.
Data security
We take reasonable steps to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
Third-party links
Our website may link to other websites we do not control. Their privacy practices are governed by their own policies.
Children's privacy
This website is intended for adults and is not directed to children under 18. We do not knowingly collect information from children.
Changes to this policy
We may update this Privacy Policy from time to time. Changes are effective when posted on this page.
Contact us
Questions about this policy or your information? Contact us at stevenson@pacificridgewayinsurance.com.